© 2026 by Circle Asia Technologies Pte. Ltd
Contact
Headquarters
Circle Asia Technologies 68 Circular Road #02-01 Singapore
Vietnam address
Circle Vietnam Technologies, 25/12 Xuan Thuy Street, An Khanh Ward, Ho Chi Minh City
Vietnam
Circle by VPBank card has no annual fee for life.
* Applies to transactions of VND 1,000,000 or more.
Spend first, Think Later.
Spend anywhere globally and pay back in easy instalments for up to 12 months
0% interest.
Split your transactions* into 3 months at 0% interest and zero fee
No partner restriction
Spend at over 100 million merchants worldwide and easily convert to installment on Circle app.
Manage your installment with just a few taps.
Easily track and manage your installments — all in one app.
Installments
Made Easy
Everything you need to know about the Circle by VPBank card
Circle is currently available by invitation only
Share your number to get on the waitlist
Say no to annual fees
Lifetime zero annual fees. No conditions.
0% interest rate
Zero interest for up to 3 months on eligible spends.
Attractive credit limit
Enjoy credit limit upto
VND 100 million
Numberless card
Say hello to a card from the future
Security on your fingertips
Easily freeze or unfreeze your card directly on the Circle app.
A PayLater Card
that skips the nonsense
Shop Now.
PayLater.
Everywhere.
VPBank Circle Paylater credit card will be issued by Vietnam Prosperity Joint Stock Commercial Bank (VPBank) in compliance with the laws of Vietnam and its internal policies.
Get Circle
Now!
Access our website on your phone for more information.
