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© 2026 by Circle Asia Technologies Pte. Ltd
Contact
Headquarters
Circle Asia Technologies 68 Circular Road #02-01 Singapore
Vietnam address
Circle Vietnam Technologies, 25/12 Xuan Thuy Street, An Khanh Ward, Ho Chi Minh City
Vietnam
Circle is currently available by invitation only
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What is Circle?
Circle is a mobile application that offering you a unique credit with VPBank. Circle simplifies everything, yet still provides a comfortable user experience. A smart, flexible, and simple payment experience just for you.
What are the terms and conditions for using the VPBank Circle PayLater card?
You can view detailed information about the card's terms and conditions HERE.
Does the VPBank Circle PayLater card have an annual fee?
No! The VPBank Circle PayLater card has no annual fee for life.
Are there any fees for paying with a VPBank Circle PayLater card?
You can view detailed information about the fees for using the card HERE.
What documents do I need to open a VPBank Circle PayLater card?
You only need your ID card and phone to join Circle. No complicated paperwork, no cumbersome procedures.
Can I withdraw cash using my VPBank Circle PayLater card?
Currently, you cannot withdraw cash using your VPBank Circle PayLater card at ATMs.
Information about Circle's privacy rules and regulations?
Everything you need to know, all in one place.
Clear answers to common questions —
no jargon, no confusion.